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Compare IIFL Personal Loan

IIFL Personal Loan

IIFL | Personal Loan

Foreclosure charge - Allowed after 6 EMI's, 7 - 12 months - 5 - 6% and after 12 months - nil charges

Annual Percentage Rate (APR): 13%

Minimum & Maximum period for repayment (Loan Tenure): 12 months to 60 months

Loan processing charges: 2% + GST

Late Payment: upto 6%

Foreclosure Charges: 2% compounded annually

Partpayment Charges: Not allowed

Maximum Loan Amount: 25 lakh

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India Infoline Profile

Sector : Miscellaneous
Industry : Miscellaneous

EMI Calculator

Loan EMI

\u20b9 1,24,797

Total Interest Payable

\u20b9 34,90,279

Total of Payments
(Principal + Interest)

\u20b9 59,90,279

Personal Loan
What is Personal Loan?

A Personal Loan is a form of unsecured loan availed by individuals on the basis of specific criteria, such as level of income, employment history, credit score, and scope for repayment.

The loan is usually taken for the fulfillment of personal needs from a banking institution or a non-banking financial company (NBFC). Borrowers can use online tools available at neutral financial websites, such as the Personal Loan EMI Calculator, to assess the interest payout throughout the tenure before applying for a personal loan.

IIFL Loan Interest Rates

IIFL ROI Max Loan Amount Tenure Processing Fee Late Payment Foreclosure Charges Partpayment Charges
Car Loan 12% Vehicle Value 12 months to 60 months Rs. 4,500 to Rs. 8,000 or 1% of loan amount 6% pre-payment fee within the first year 3% per day post due date N/A
Home Loan 9.50% 2 cr 30 years upto 0.75% of loan amount, or Rs. 3000 Nil for Individual 36% p.a of Outstanding EMI
Personal Loan 13% 25 lakh 12 months to 60 months 2% + GST upto 6% 2% compounded annually Not allowed
Please Note*: The figures provided in the table above are indicative only and are subject to change from time to time.

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Disclaimer* - Information is sourced from respective Banks websites. We don't provide Loans on our own but ensures your information is sent to bank which you have opted for and we do not charge any fee from our customers. Moneyonrent has no sales team on its own and we just help you to compare loans. We do not provide any dsa of Banks. All loans are on discretion of the associated Banks