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Moneyonrent

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Credit Cards

Compare Credit Cards from 40+ Top Banks
Rs. 1000 Amazon voucher Free on approval*

Personal Loan
What is Personal Loan?

A Personal Loan is a form of unsecured loan availed by individuals on the basis of specific criteria, such as level of income, employment history, credit score, and scope for repayment.

The loan is usually taken for the fulfillment of personal needs from a banking institution or a non-banking financial company (NBFC). Borrowers can use online tools available at neutral financial websites, such as the Personal Loan EMI Calculator, to assess the interest payout throughout the tenure before applying for a personal loan.

Details about some leading credit card*


Card Name

Joining/Annual Fees

Bonus Rewards

Net Savings Potential (on annual spends of Rs. 2 lakhs)

American Express® MakeMyTrip Card

Joining Fees = Rs. 750 (1stYear)

Annual Fees= Rs. 1500 (2ndYear onwards)

Make My Trip Vouchers worth up to Rs. 7000 on achieving pre-determined annual spends threshold

Rs. 5570

Citibank CashBack Card

Joining Fees = Rs. 0 (1st Year)

Annual Fees = Rs. 500 (2ndyear onwards)

5% Cash back on online utility bill payments, telephone bills and movie tickets.

Rs. 5600

HDFC MoneyBack Card

No Joining/Annual Fees

2000 bonus reward points on annual card expenditure of Rs. 2.5 lakhs (30% spends made online)

Rs. 7,224

ICICI Bank Sapphiro Card

Joining Fees = Rs. 6000 (1stYear)

Annual Fees = Rs. 3500 (2ndyear onwards)

Free Provogue tie on joining

Rs. 6,600

SBI SimplyClick Card

Joining Fees = Rs. 499 (1stYear)

Annual Fees = Rs. 499 (2ndyear onwards)

Amazon e-Gift voucher worth Rs. 500 as joining rewards.

Rs. 10,000

IndusInd Platinum Aura

Joining Fees = Rs. 899 (1stYear)

Annual Fees = Rs. 200 (2ndyear onwards)

15% dining discount at partner outlets and fuel surcharge waiver of 2.5%

Rs. 7,597

RBL Titanium Delight Card

Joining Fees = Rs. 0 (1st Year)

Annual Fees = Rs. 750 (2ndyear onwards)

Gift vouchers worth Rs. 1000 on yearly spends of Rs. 1.2 lakhs 

Rs. 8,986

Standard Chartered Landmark Card

No Joining/Annual Fees

Gift vouchers worth Rs. 2700 based on attaining eligibility criteria

Rs. 7,400

Axis Bank Vistara Credit Card

Joining Fees = Rs. 1500 (1stYear)

Annual Fees = Rs. 1500 (2ndyear onwards)

1000 Bonus CV points on spending Rs. 50,000 using the card

Rs. 10,100


Please Note*: The figures provided in the table above are indicative only and are subject to change from time to time.

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Be Alert Be Safe - Some fraudsters, imposing as Bank officials are making hoax calls to people and asking for their confidential information such as ATM Card no. /ATM PIN/CVV no. This information is solely used to cheat the customers in the name of ATM card expiry renewal, Loan Offers, data validation, job offers, prize, lottery winning and for other illicit purpose. We advise that We NEVER makes phone calls, sends e-mails/SMS asking customers to disclose their personal or security information such as username, password, one time SMS password(OTP), Card/PIN/CVV no.

Disclaimer* - Information is sourced from respective Banks websites. We don't provide Loans on our own but ensures your information is sent to bank which you have opted for and we do not charge any fee from our customers. Moneyonrent has no sales team on its own and we just help you to compare loans. We do not provide any dsa of Banks. All loans are on discretion of the associated Banks