State Bank of India FD Rates 2025
Fixed deposit interest rates for all tenures. Last updated: 05 Jun 2026
FD Rate Comparison (1 Year)
FD Interest Rates — All Banks
13 banks
Click column to sort
| Bank | 7 Days | 30 Days | 90 Days | 6 Months | 1 Year | 2 Years | 3 Years | 5 Years | Senior Citizen | Min Amount | |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
AU
AU Small Finance Bank
Small Finance Bank
|
3.50% | 4.50% | 5.50% | 6.50% | 7.90% | 8.00% | 8.10% | 7.50% | +0.5% | ₹1,000 | |
|
JA
Jana Small Finance Bank
Small Finance Bank
|
— | — | — | — | 7.85% | 7.90% | 8.00% | 7.25% | +0.5% | ₹1,000 | |
|
ID
IDFC FIRST Bank
Private Bank
|
— | — | — | — | 7.75% | 7.50% | 7.25% | 7.00% | +0.5% | ₹10,000 | |
|
IN
IndusInd Bank
Private Bank
|
— | — | — | — | 7.75% | 7.75% | 7.75% | 7.25% | +0.25% | ₹10,000 | |
|
YE
Yes Bank
Private Bank
|
— | — | — | — | 7.75% | 7.75% | 7.25% | 7.25% | +0.5% | ₹10,000 | |
|
AX
Axis Bank
Private Bank
|
— | — | — | — | 7.10% | 7.10% | 7.10% | 7.00% | +0.5% | ₹5,000 | |
|
HD
HDFC Bank
Private Bank
|
— | — | — | — | 7.10% | 7.25% | 7.35% | 7.00% | +0.5% | ₹5,000 | |
|
IC
ICICI Bank
Private Bank
|
— | — | — | — | 7.00% | 7.10% | 7.00% | 7.00% | +0.5% | ₹10,000 | |
|
KO
Kotak Mahindra Bank
Private Bank
|
— | — | — | — | 7.10% | 7.10% | 7.10% | 6.20% | +0.5% | ₹5,000 | |
|
ST
State Bank of India
PSU Bank
|
— | — | — | — | 6.80% | 7.00% | 6.50% | 6.50% | +0.5% | ₹1,000 | |
|
PU
Punjab National Bank
PSU Bank
|
— | — | — | — | 6.80% | 7.00% | 6.50% | 6.50% | +0.5% | ₹1,000 | |
|
BA
Bank of Baroda
PSU Bank
|
— | — | — | — | 6.85% | 7.15% | 6.50% | 6.50% | +0.5% | ₹1,000 | |
|
PO
Post Office
Other
|
— | — | — | — | 6.90% | 7.00% | 7.10% | 7.50% | Same | ₹1,000 |
About FD Rates in India
Fixed Deposits (FD) are one of the safest investment options in India. Banks offer guaranteed returns on your investment for a fixed period. Interest rates vary by bank, tenure, and deposit amount. Senior citizens typically get an additional 0.25% to 0.75% higher interest rate.
🏦 PSU Banks
Government-backed, lower risk. SBI, PNB, BOB offer 6.5–7.0% for 1 year.
🏢 Private Banks
HDFC, ICICI, Axis offer 7.0–7.35% for 1 year. Higher than PSU banks.
💰 Small Finance Banks
Highest rates! AU, Jana, ESAF offer 7.75–8.25%. DICGC insured up to ₹5 lakh.
FD Calculator
Best Rates Today
AU Small Finance Bank
Small Finance Bank
Jana Small Finance Bank
Small Finance Bank
IDFC FIRST Bank
Private Bank
IndusInd Bank
Private Bank
Yes Bank
Private Bank
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