Best Personal Loan Rates 2025
Compare rates from 50+ banks • Updated 04 Jun 2026
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Personal Loan Interest Rates — All Banks
| Bank | Min Rate | Max Rate | Processing Fee | Min Income | Max Tenure | Min CIBIL | |
|---|---|---|---|---|---|---|---|
|
SBI
PSU Bank
|
10.30% | 15.30% | 1% | ₹25K | ₹20L yrs | 6 | Apply |
|
HDFC Bank
Private Bank
|
10.50% | 21.00% | 2.5% | ₹25K | ₹40L yrs | 12 | Apply |
|
ICICI Bank
Private Bank
|
10.65% | 16.00% | 2% | ₹25K | ₹50L yrs | 12 | Apply |
|
Axis Bank
Private Bank
|
10.49% | 22.00% | 1.5% | ₹25K | ₹40L yrs | 6 | Apply |
|
Kotak Bank
Private Bank
|
10.99% | 24.00% | 2.5% | ₹25K | ₹40L yrs | 12 | Apply |
|
IndusInd Bank
Private Bank
|
10.49% | 26.00% | 1.5% | ₹25K | ₹50L yrs | 12 | Apply |
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Tips
- Higher CIBIL score → Lower rate
- Compare processing fees
- Prepayment charges matter
- Check floating vs fixed rate
- Women get 0.05-0.10% concession