Best Home Loan Rates 2025
Compare rates from 50+ banks • Updated 04 Jun 2026
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Home Loan Interest Rates — All Banks
| Bank | Min Rate | Max Rate | Processing Fee | Min Income | Max Tenure | Min CIBIL | |
|---|---|---|---|---|---|---|---|
|
SBI
PSU Bank
|
8.50% | 9.50% | Nil to 0.35% | ₹75 Lakh | 1Cr yrs | 20 | Apply |
|
LIC HFL
HFC
|
8.65% | 9.75% | 0.25% | ₹30 Lakh | 2Cr yrs | 30 | Apply |
|
HDFC
Private Bank/HFC
|
8.75% | 9.65% | 0.50% | ₹20 Lakh | 5Cr yrs | 30 | Apply |
|
ICICI Bank
Private Bank
|
8.75% | 9.80% | 0.50% | ₹20 Lakh | 5Cr yrs | 30 | Apply |
|
Axis Bank
Private Bank
|
8.75% | 9.15% | 0.50% | ₹20 Lakh | 5Cr yrs | 30 | Apply |
|
Kotak Bank
Private Bank
|
8.75% | 9.25% | 0.50% | ₹30 Lakh | 5Cr yrs | 20 | Apply |
|
Bank of Baroda
PSU Bank
|
8.40% | 10.60% | 0.25% | ₹50 Lakh | — yrs | 30 | Apply |
|
PNB
PSU Bank
|
8.40% | 9.95% | 0.35% | ₹25 Lakh | — yrs | 30 | Apply |
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Tips
- Higher CIBIL score → Lower rate
- Compare processing fees
- Prepayment charges matter
- Check floating vs fixed rate
- Women get 0.05-0.10% concession